With Kernel, kids accounts are structured slightly differently from the other accounts we offer. Kid's accounts are completely separate accounts from any other accounts you may have and will require their own unique email address and password.
A kid's account can be made by any parent or guardian for a child who is under 18. The account will be in the child's name, but as the child can't trade until they are 18, a parent/guardian is also required to be attached to the account as a transactional authority to invest on behalf of the child.
The diagram above demonstrates how a kid's account is structured. The account has two member profiles within it. One is for the child with all their information inside it. The other is for the parent, with all their information inside it.
When we provide a login for you, the login is given for the parent's member section. Meaning that when you log in under the "account details' you should see your 'Kid's account' and your 'Childs name'.
Under personal details, everything should then be your details and not the child. The IRD number section should be left blank as we don't need your IRD number. The details at the bottom however will still be your childs (PIR Rate, RWT, Receiving dividends).
If you think anything is incorrect or you have any questions, please contact us through email at firstname.lastname@example.org