Your wallet is designed to give you maximum flexibility so you are free to save and invest how you choose.
Your wallet has no balance minimums, no transaction limits, no penalty fees and no transaction fees.
This means you can deposit into your wallet, buy and sell investments, and withdraw from your wallet as infrequently or as often as you like for free.
Kernel's monthly membership fee is deducted from your wallet. You can find out more about this here.
Happy investing!